Side-by-side · Q2 2026 data
Commercial Bank vs Citizens Bank & Trust Co. of Jackson
Metric by metric
| Measure | Commercial Bank | Citizens Bank & Trust Co. of Jackson |
|---|---|---|
| TellerScore | 65 (stronger) | 42 |
| Capital cushion | 50 (stronger) | 47 |
| Loan quality | 62 (stronger) | 0 |
| Earnings | 72 (stronger) | 61 |
| Funding & liquidity | 78 (stronger) | 75 |
| Problem-loan coverage | 85 (stronger) | 49 |
| Peer percentile | 29th | 3rd |
| Total assets | $216.1M | $217.3M |
| Deposits / shares | $181.4M | $190.9M |
| Capital ratio | 10.05% (stronger) | 9.71% |
| Problem loans | 1.14% (stronger) | 3.35% |
| Net charge-offs | -0.02% (stronger) | 0.10% |
| Return on assets | 1.29% (stronger) | 1.02% |
| Loans ÷ deposits | 81.9% (stronger) | 84.1% |
| Uninsured deposits | 15.4% (stronger) | 16.3% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commercial Bank has the higher TellerScore (65 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank leads on 7 and Citizens Bank & Trust Co. of Jackson on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.