Side-by-side · Q2 2026 data
Commercial Bank of Mott vs Liberty State Bank
Metric by metric
| Measure | Commercial Bank of Mott | Liberty State Bank |
|---|---|---|
| TellerScore | 87 | 93 (stronger) |
| Capital cushion | 81 | 87 (stronger) |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 90 | 96 (stronger) |
| Funding & liquidity | 63 | 88 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 91st | 98th |
| Total assets | $140.0M | $159.0M |
| Deposits / shares | $116.1M | $142.2M |
| Capital ratio | 13.10% | 13.66% (stronger) |
| Problem loans | 0.00% (stronger) | 0.09% |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 1.76% | 1.90% (stronger) |
| Loans ÷ deposits | 89.8% | 40.7% (stronger) |
| Uninsured deposits | 21.8% (stronger) | 25.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Liberty State Bank has the higher TellerScore (93 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank of Mott leads on 3 and Liberty State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.