Side-by-side · Q2 2026 data
Commercial Bank of Texas, National Association vs American Bank of Commerce
Bank
Commercial Bank of Texas, National Association
Nacogdoches, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Commercial Bank of Texas, National Association | American Bank of Commerce |
|---|---|---|
| TellerScore | 77 (stronger) | 68 |
| Capital cushion | 56 (stronger) | 46 |
| Loan quality | 95 | 95 |
| Earnings | 85 (stronger) | 62 |
| Funding & liquidity | 67 (stronger) | 56 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 83rd | 49th |
| Total assets | $1.7B | $1.9B |
| Deposits / shares | $1.5B | $1.4B |
| Capital ratio | 10.60% (stronger) | 9.65% |
| Problem loans | 0.14% (stronger) | 0.15% |
| Net charge-offs | 0.11% | 0.11% (stronger) |
| Return on assets | 1.62% (stronger) | 1.04% |
| Loans ÷ deposits | 77.0% (stronger) | 86.4% |
| Uninsured deposits | 29.5% (stronger) | 30.8% |
| Offices | 23 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.7% |
Commercial Bank of Texas, National Association has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank of Texas, National Association leads on 6 and American Bank of Commerce on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.