Side-by-side · Q2 2026 data
Commercial Bank of Texas, National Association vs Austin Bank, Texas National Association
Bank
Commercial Bank of Texas, National Association
Nacogdoches, Texas · $1 billion – $10 billion
Bank
Austin Bank, Texas National Association
Jacksonville, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Commercial Bank of Texas, National Association | Austin Bank, Texas National Association |
|---|---|---|
| TellerScore | 77 | 88 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 95 (stronger) | 80 |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 67 (stronger) | 60 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 83rd | 98th |
| Total assets | $1.7B | $3.3B |
| Deposits / shares | $1.5B | $2.8B |
| Capital ratio | 10.60% | 15.12% (stronger) |
| Problem loans | 0.14% (stronger) | 0.60% |
| Net charge-offs | 0.11% | 0.05% (stronger) |
| Return on assets | 1.62% | 2.08% (stronger) |
| Loans ÷ deposits | 77.0% (stronger) | 88.0% |
| Uninsured deposits | 29.5% | 26.0% (stronger) |
| Offices | 23 | 38 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.4% |
Austin Bank, Texas National Association has the higher TellerScore (88 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank of Texas, National Association leads on 2 and Austin Bank, Texas National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.