Side-by-side · Q2 2026 data
Commercial Bank of Texas, National Association vs Eastex Credit Union
Bank
Commercial Bank of Texas, National Association
Nacogdoches, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Commercial Bank of Texas, National Association | Eastex Credit Union |
|---|---|---|
| TellerScore | 77 | 81 (stronger) |
| Capital cushion | 56 | 65 (stronger) |
| Loan quality | 95 | 95 |
| Earnings | 85 (stronger) | 64 |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 83rd | 80th |
| Total assets | $1.7B | $131.7M |
| Deposits / shares | $1.5B | $115.6M |
| Capital ratio | 10.60% | 11.54% (stronger) |
| Problem loans | 0.14% (stronger) | 0.16% |
| Net charge-offs | 0.11% (stronger) | 0.25% |
| Return on assets | 1.62% (stronger) | 1.10% |
| Loans ÷ deposits | 77.0% | 56.7% (stronger) |
| Uninsured deposits | 29.5% | 0.0% (stronger) |
| Offices | 23 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Eastex Credit Union has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank of Texas, National Association leads on 3 and Eastex Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.