Side-by-side · Q2 2026 data
Commercial Banking Company vs CIBC National Trust Company
Metric by metric
| Measure | Commercial Banking Company | CIBC National Trust Company |
|---|---|---|
| TellerScore | 79 | 93 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 99 | 100 (stronger) |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 57 (stronger) | 54 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 75th | 98th |
| Total assets | $409.5M | $412.8M |
| Deposits / shares | $361.6M | $550K |
| Capital ratio | 10.32% | 59.61% (stronger) |
| Problem loans | 0.04% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.94% | 13.72% (stronger) |
| Loans ÷ deposits | 83.3% | 0.0% (stronger) |
| Uninsured deposits | 33.1% (stronger) | 56.4% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | 10.0% |
CIBC National Trust Company has the higher TellerScore (93 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Commercial Banking Company leads on 1 and CIBC National Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.