Side-by-side · Q2 2026 data
Commercial Banking Company vs Colony Bank
Metric by metric
| Measure | Commercial Banking Company | Colony Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 64 |
| Capital cushion | 53 (stronger) | 50 |
| Loan quality | 99 (stronger) | 75 |
| Earnings | 98 (stronger) | 63 |
| Funding & liquidity | 57 | 59 (stronger) |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 75th | 33rd |
| Total assets | $409.5M | $3.6B |
| Deposits / shares | $361.6M | $3.0B |
| Capital ratio | 10.32% (stronger) | 9.97% |
| Problem loans | 0.04% (stronger) | 0.76% |
| Net charge-offs | 0.00% (stronger) | 0.28% |
| Return on assets | 1.94% (stronger) | 1.08% |
| Loans ÷ deposits | 83.3% | 82.0% (stronger) |
| Uninsured deposits | 33.1% | 32.4% (stronger) |
| Offices | 5 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | 4.8% |
Commercial Banking Company has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Commercial Banking Company leads on 5 and Colony Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.