Side-by-side · Q2 2026 data
Commercial Banking Company vs Community Banking Company
Metric by metric
| Measure | Commercial Banking Company | Community Banking Company |
|---|---|---|
| TellerScore | 79 (stronger) | 77 |
| Capital cushion | 53 | 63 (stronger) |
| Loan quality | 99 (stronger) | 79 |
| Earnings | 98 (stronger) | 86 |
| Funding & liquidity | 57 | 80 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 75th | 68th |
| Total assets | $409.5M | $297.3M |
| Deposits / shares | $361.6M | $259.9M |
| Capital ratio | 10.32% | 11.26% (stronger) |
| Problem loans | 0.04% (stronger) | 0.64% |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 1.94% (stronger) | 1.66% |
| Loans ÷ deposits | 83.3% | 65.8% (stronger) |
| Uninsured deposits | 33.1% | 28.2% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | — |
Commercial Banking Company has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Commercial Banking Company leads on 4 and Community Banking Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.