Side-by-side · Q2 2026 data
Commercial Banking Company vs Moultrie Bank & Trust
Metric by metric
| Measure | Commercial Banking Company | Moultrie Bank & Trust |
|---|---|---|
| TellerScore | 79 | 82 (stronger) |
| Capital cushion | 53 | 91 (stronger) |
| Loan quality | 99 (stronger) | 97 |
| Earnings | 98 (stronger) | 60 |
| Funding & liquidity | 57 | 60 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 75th | 82nd |
| Total assets | $409.5M | $150.6M |
| Deposits / shares | $361.6M | $128.6M |
| Capital ratio | 10.32% | 14.07% (stronger) |
| Problem loans | 0.04% (stronger) | 0.10% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.94% (stronger) | 0.99% |
| Loans ÷ deposits | 83.3% | 56.6% (stronger) |
| Uninsured deposits | 33.1% (stronger) | 51.1% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | — |
Moultrie Bank & Trust has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Commercial Banking Company leads on 3 and Moultrie Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.