Side-by-side · Q2 2026 data
Commercial National Bank of Texarkana vs Red River Employees Federal Credit Union
Credit union
Red River Employees Federal Credit Union
Texarkana, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Commercial National Bank of Texarkana | Red River Employees Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 77 (stronger) |
| Capital cushion | 50 | 89 (stronger) |
| Loan quality | 34 | 69 (stronger) |
| Earnings | 100 (stronger) | 66 |
| Funding & liquidity | 59 | 71 (stronger) |
| Problem-loan coverage | 60 | 89 (stronger) |
| Peer percentile | 16th | 82nd |
| Total assets | $330.1M | $1.6B |
| Deposits / shares | $305.3M | $1.3B |
| Capital ratio | 10.01% | 13.86% (stronger) |
| Problem loans | 1.99% | 0.94% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.65% |
| Return on assets | 2.16% (stronger) | 1.16% |
| Loans ÷ deposits | 81.4% (stronger) | 89.5% |
| Uninsured deposits | 32.4% | 8.1% (stronger) |
| Offices | 6 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | 19.0% |
Red River Employees Federal Credit Union has the higher TellerScore (77 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Commercial National Bank of Texarkana leads on 3 and Red River Employees Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.