Side-by-side · Q2 2026 data
Commercial National Bank of Texarkana vs Texar Federal Credit Union
Metric by metric
| Measure | Commercial National Bank of Texarkana | Texar Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 81 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 34 | 76 (stronger) |
| Earnings | 100 (stronger) | 52 |
| Funding & liquidity | 59 | 84 (stronger) |
| Problem-loan coverage | 60 | 94 (stronger) |
| Peer percentile | 16th | 80th |
| Total assets | $330.1M | $440.5M |
| Deposits / shares | $305.3M | $335.3M |
| Capital ratio | 10.01% | 16.42% (stronger) |
| Problem loans | 1.99% | 0.72% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.34% |
| Return on assets | 2.16% (stronger) | 0.79% |
| Loans ÷ deposits | 81.4% | 76.5% (stronger) |
| Uninsured deposits | 32.4% | 9.9% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | 7.0% |
Texar Federal Credit Union has the higher TellerScore (81 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Commercial National Bank of Texarkana leads on 2 and Texar Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.