Side-by-side · Q2 2026 data
Commercial Savings Bank vs Iowa State Bank and Trust Company of Fairfield, Iowa
Bank
Iowa State Bank and Trust Company of Fairfield, Iowa
Fairfield, Iowa · $100 million – $1 billion
Metric by metric
| Measure | Commercial Savings Bank | Iowa State Bank and Trust Company of Fairfield, Iowa |
|---|---|---|
| TellerScore | 62 | 64 (stronger) |
| Capital cushion | 34 (stronger) | 30 |
| Loan quality | 67 | 97 (stronger) |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 49 (stronger) | 48 |
| Problem-loan coverage | 81 | 98 (stronger) |
| Peer percentile | 22nd | 26th |
| Total assets | $348.8M | $352.1M |
| Deposits / shares | $292.7M | $300.9M |
| Capital ratio | 8.44% (stronger) | 8.01% |
| Problem loans | 0.99% | 0.10% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 2.04% (stronger) | 1.24% |
| Loans ÷ deposits | 97.3% | 83.3% (stronger) |
| Uninsured deposits | 27.2% (stronger) | 40.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Iowa State Bank and Trust Company of Fairfield, Iowa has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Commercial Savings Bank leads on 4 and Iowa State Bank and Trust Company of Fairfield, Iowa on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.