Side-by-side · Q2 2026 data
Commercial State Bank, of Wagner vs Frontier Bank
Metric by metric
| Measure | Commercial State Bank, of Wagner | Frontier Bank |
|---|---|---|
| TellerScore | 66 | 67 (stronger) |
| Capital cushion | 68 (stronger) | 38 |
| Loan quality | 24 | 100 (stronger) |
| Earnings | 100 (stronger) | 39 |
| Funding & liquidity | 77 | 87 (stronger) |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 31st | 34th |
| Total assets | $260.4M | $349.2M |
| Deposits / shares | $218.8M | $323.8M |
| Capital ratio | 11.82% (stronger) | 8.76% |
| Problem loans | 2.29% | 0.00% (stronger) |
| Net charge-offs | -0.63% (stronger) | 0.01% |
| Return on assets | 2.57% (stronger) | 0.47% |
| Loans ÷ deposits | 70.2% (stronger) | 73.7% |
| Uninsured deposits | 26.8% | 14.4% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.7% |
Frontier Bank has the higher TellerScore (67 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Commercial State Bank, of Wagner leads on 4 and Frontier Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.