Side-by-side · Q2 2026 data
Commercial State Bank, of Wagner vs Nebraska State Bank
Metric by metric
| Measure | Commercial State Bank, of Wagner | Nebraska State Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 50 |
| Capital cushion | 68 (stronger) | 63 |
| Loan quality | 24 (stronger) | 0 |
| Earnings | 100 (stronger) | 44 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 77 (stronger) | 74 |
| Peer percentile | 31st | 9th |
| Total assets | $260.4M | $25.4M |
| Deposits / shares | $218.8M | $22.3M |
| Capital ratio | 11.82% (stronger) | 11.32% |
| Problem loans | 2.29% (stronger) | 3.18% |
| Net charge-offs | -0.63% (stronger) | 0.00% |
| Return on assets | 2.57% (stronger) | 0.60% |
| Loans ÷ deposits | 70.2% | 56.0% (stronger) |
| Uninsured deposits | 26.8% | 14.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commercial State Bank, of Wagner has the higher TellerScore (66 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Commercial State Bank, of Wagner leads on 5 and Nebraska State Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.