Side-by-side · Q2 2026 data
Commercial State Bank, of Wagner vs Security National Bank of South Dakota
Bank
Security National Bank of South Dakota
Dakota Dunes, South Dakota · $100 million – $1 billion
Metric by metric
| Measure | Commercial State Bank, of Wagner | Security National Bank of South Dakota |
|---|---|---|
| TellerScore | 66 | 93 (stronger) |
| Capital cushion | 68 | 91 (stronger) |
| Loan quality | 24 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 77 (stronger) | 73 |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 31st | 98th |
| Total assets | $260.4M | $251.5M |
| Deposits / shares | $218.8M | $194.7M |
| Capital ratio | 11.82% | 14.12% (stronger) |
| Problem loans | 2.29% | 0.00% (stronger) |
| Net charge-offs | -0.63% (stronger) | 0.00% |
| Return on assets | 2.57% (stronger) | 2.48% |
| Loans ÷ deposits | 70.2% (stronger) | 87.5% |
| Uninsured deposits | 26.8% | 15.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 25.0% |
Security National Bank of South Dakota has the higher TellerScore (93 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Commercial State Bank, of Wagner leads on 3 and Security National Bank of South Dakota on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.