Side-by-side · Q2 2026 data
Commonwealth Co-operative Bank vs Washington Savings Bank
Metric by metric
| Measure | Commonwealth Co-operative Bank | Washington Savings Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 83 | 90 (stronger) |
| Earnings | 35 (stronger) | 29 |
| Funding & liquidity | 40 | 66 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 53rd | 22nd |
| Total assets | $205.0M | $302.3M |
| Deposits / shares | $140.6M | $249.3M |
| Capital ratio | 16.31% (stronger) | 9.65% |
| Problem loans | 0.50% | 0.29% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.37% (stronger) | 0.23% |
| Loans ÷ deposits | 90.8% (stronger) | 94.4% |
| Uninsured deposits | 40.9% | 14.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.7% |
Commonwealth Co-operative Bank has the higher TellerScore (73 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Commonwealth Co-operative Bank leads on 5 and Washington Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.