TellerScore

Side-by-side · Q2 2026 data

Commonwealth Community Bank, Inc. vs Audubon Federal Credit Union

Bank

Commonwealth Community Bank, Inc.

Hartford, Kentucky · $100 million – $1 billion

83of 100
Strong

Credit union

Audubon Federal Credit Union

Owensboro, Kentucky · Under $100 million in assets

63of 100
Moderate

Metric by metric

MeasureCommonwealth Community Bank, Inc.Audubon Federal Credit Union
TellerScore83 (stronger)63
Capital cushion97 (stronger)40
Loan quality92 (stronger)67
Earnings3051 (stronger)
Funding & liquidity100100
Problem-loan coverage99 (stronger)88
Peer percentile84th26th
Total assets$157.7M$34.4M
Deposits / shares$134.8M$31.2M
Capital ratio14.71% (stronger)8.97%
Problem loans0.24% (stronger)1.00%
Net charge-offs0.07% (stronger)0.21%
Return on assets0.24%0.79% (stronger)
Loans ÷ deposits40.7% (stronger)57.6%
Uninsured deposits11.2%1.9% (stronger)
Offices32
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Commonwealth Community Bank, Inc. has the higher TellerScore (83 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Commonwealth Community Bank, Inc. leads on 5 and Audubon Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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