Side-by-side · Q2 2026 data
Commonwealth Community Bank, Inc. vs Independence Bank of Kentucky
Metric by metric
| Measure | Commonwealth Community Bank, Inc. | Independence Bank of Kentucky |
|---|---|---|
| TellerScore | 83 (stronger) | 69 |
| Capital cushion | 97 (stronger) | 44 |
| Loan quality | 92 | 96 (stronger) |
| Earnings | 30 | 65 (stronger) |
| Funding & liquidity | 100 (stronger) | 61 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 84th | 53rd |
| Total assets | $157.7M | $3.8B |
| Deposits / shares | $134.8M | $3.0B |
| Capital ratio | 14.71% (stronger) | 9.35% |
| Problem loans | 0.24% | 0.12% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 0.24% | 1.12% (stronger) |
| Loans ÷ deposits | 40.7% (stronger) | 69.8% |
| Uninsured deposits | 11.2% (stronger) | 41.2% |
| Offices | 3 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commonwealth Community Bank, Inc. has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Commonwealth Community Bank, Inc. leads on 4 and Independence Bank of Kentucky on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.