Side-by-side · Q2 2026 data
Communication Federal Credit Union vs Oklahoma Federal Credit Union
Credit union
Communication Federal Credit Union
Oklahoma City, Oklahoma · $1 billion – $10 billion
Credit union
Oklahoma Federal Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Communication Federal Credit Union | Oklahoma Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 91 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 59 | 92 (stronger) |
| Earnings | 61 | 87 (stronger) |
| Funding & liquidity | 82 (stronger) | 74 |
| Problem-loan coverage | 82 | 98 (stronger) |
| Peer percentile | 50th | 96th |
| Total assets | $2.4B | $198.9M |
| Deposits / shares | $2.1B | $159.2M |
| Capital ratio | 11.83% | 20.23% (stronger) |
| Problem loans | 1.24% | 0.24% (stronger) |
| Net charge-offs | 1.57% | 0.63% (stronger) |
| Return on assets | 1.03% | 1.66% (stronger) |
| Loans ÷ deposits | 77.5% (stronger) | 78.8% |
| Uninsured deposits | 15.6% (stronger) | 21.4% |
| Offices | 18 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.9% | 0.0% |
Oklahoma Federal Credit Union has the higher TellerScore (91 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Communication Federal Credit Union leads on 2 and Oklahoma Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.