Side-by-side · Q2 2026 data
Community Bank & Trust, Waco, Texas vs Fidelity Bank of Texas
Metric by metric
| Measure | Community Bank & Trust, Waco, Texas | Fidelity Bank of Texas |
|---|---|---|
| TellerScore | 90 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 93 | 98 (stronger) |
| Earnings | 64 (stronger) | 0 |
| Funding & liquidity | 91 (stronger) | 62 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 95th | 20th |
| Total assets | $649.1M | $162.8M |
| Deposits / shares | $562.6M | $132.5M |
| Capital ratio | 15.45% (stronger) | 10.65% |
| Problem loans | 0.21% | 0.05% (stronger) |
| Net charge-offs | 0.58% | -0.00% (stronger) |
| Return on assets | 1.11% (stronger) | -0.55% |
| Loans ÷ deposits | 66.2% (stronger) | 82.3% |
| Uninsured deposits | 17.6% (stronger) | 29.6% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | — |
Community Bank & Trust, Waco, Texas has the higher TellerScore (90 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Community Bank & Trust, Waco, Texas leads on 5 and Fidelity Bank of Texas on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.