Side-by-side · Q1 2026 data
Community Bank and Trust - West Georgia vs Classic City Bank
Metric by metric
| Measure | Community Bank and Trust - West Georgia | Classic City Bank |
|---|---|---|
| TellerScore | 15 | 80 (stronger) |
| Capital cushion | 0 | 60 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 97 (stronger) | 48 |
| Problem-loan coverage | 0 | 100 (stronger) |
| Peer percentile | 0th | 77th |
| Total assets | $292.6M | $314.3M |
| Deposits / shares | $286.6M | $277.8M |
| Capital ratio | 0.16% | 11.04% (stronger) |
| Problem loans | 17.28% | 0.00% (stronger) |
| Net charge-offs | 6.28% | 0.00% (stronger) |
| Return on assets | -6.88% | 2.11% (stronger) |
| Loans ÷ deposits | 63.7% (stronger) | 72.5% |
| Uninsured deposits | 3.6% (stronger) | 50.7% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Classic City Bank has the higher TellerScore (80 vs 15). On the 7 directional measures above (where higher or lower is clearly better), Community Bank and Trust - West Georgia leads on 2 and Classic City Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.