Side-by-side · Q1 2026 data
Community Bank and Trust - West Georgia vs Community Banking Company
Metric by metric
| Measure | Community Bank and Trust - West Georgia | Community Banking Company |
|---|---|---|
| TellerScore | 15 | 77 (stronger) |
| Capital cushion | 0 | 63 (stronger) |
| Loan quality | 0 | 79 (stronger) |
| Earnings | 0 | 86 (stronger) |
| Funding & liquidity | 97 (stronger) | 80 |
| Problem-loan coverage | 0 | 94 (stronger) |
| Peer percentile | 0th | 68th |
| Total assets | $292.6M | $297.3M |
| Deposits / shares | $286.6M | $259.9M |
| Capital ratio | 0.16% | 11.26% (stronger) |
| Problem loans | 17.28% | 0.64% (stronger) |
| Net charge-offs | 6.28% | 0.06% (stronger) |
| Return on assets | -6.88% | 1.66% (stronger) |
| Loans ÷ deposits | 63.7% (stronger) | 65.8% |
| Uninsured deposits | 3.6% (stronger) | 28.2% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Banking Company has the higher TellerScore (77 vs 15). On the 7 directional measures above (where higher or lower is clearly better), Community Bank and Trust - West Georgia leads on 2 and Community Banking Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.