Side-by-side · Q2 2026 data
Community Bank vs The State Bank of Pearl City
Metric by metric
| Measure | Community Bank | The State Bank of Pearl City |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 50 | 77 (stronger) |
| Earnings | 78 (stronger) | 48 |
| Funding & liquidity | 57 | 93 (stronger) |
| Problem-loan coverage | 86 | 94 (stronger) |
| Peer percentile | 61st | 42nd |
| Total assets | $310.8M | $73.4M |
| Deposits / shares | $210.7M | $65.7M |
| Capital ratio | 16.02% (stronger) | 11.31% |
| Problem loans | 1.50% | 0.69% (stronger) |
| Net charge-offs | -0.06% | -0.22% (stronger) |
| Return on assets | 1.46% (stronger) | 0.71% |
| Loans ÷ deposits | 102.1% | 48.4% (stronger) |
| Uninsured deposits | 16.4% (stronger) | 21.6% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Community Bank leads on 4 and The State Bank of Pearl City on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.