Side-by-side · Q2 2026 data
Community Bank vs Citizens Community Bank
Metric by metric
| Measure | Community Bank | Citizens Community Bank |
|---|---|---|
| TellerScore | 64 | 90 (stronger) |
| Capital cushion | 56 | 96 (stronger) |
| Loan quality | 76 | 87 (stronger) |
| Earnings | 50 | 92 (stronger) |
| Funding & liquidity | 61 | 73 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 26th | 95th |
| Total assets | $357.5M | $352.6M |
| Deposits / shares | $301.0M | $303.2M |
| Capital ratio | 10.64% | 14.58% (stronger) |
| Problem loans | 0.71% | 0.38% (stronger) |
| Net charge-offs | 0.09% | 0.08% (stronger) |
| Return on assets | 0.76% | 1.79% (stronger) |
| Loans ÷ deposits | 99.1% | 73.5% (stronger) |
| Uninsured deposits | 14.6% (stronger) | 27.6% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | — |
Citizens Community Bank has the higher TellerScore (90 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Community Bank leads on 1 and Citizens Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.