Side-by-side · Q2 2026 data
Community Bank vs Tennessee River Federal Credit Union
Credit union
Tennessee River Federal Credit Union
Counce, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Community Bank | Tennessee River Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 89 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 76 | 92 (stronger) |
| Earnings | 50 | 80 (stronger) |
| Funding & liquidity | 61 | 67 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 26th | 87th |
| Total assets | $357.5M | $16.3M |
| Deposits / shares | $301.0M | $10.8M |
| Capital ratio | 10.64% | 33.21% (stronger) |
| Problem loans | 0.71% | 0.25% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 0.76% | 1.50% (stronger) |
| Loans ÷ deposits | 99.1% | 93.7% (stronger) |
| Uninsured deposits | 14.6% | 0.0% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | — |
Tennessee River Federal Credit Union has the higher TellerScore (89 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Community Bank leads on 0 and Tennessee River Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.