Side-by-side · Q2 2026 data
Community Bank vs Empower Blue Credit Union
Metric by metric
| Measure | Community Bank | Empower Blue Credit Union |
|---|---|---|
| TellerScore | 83 | 88 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 93 | 97 (stronger) |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 70 | 98 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 84th | 85th |
| Total assets | $188.8M | $55.1M |
| Deposits / shares | $162.9M | $45.6M |
| Capital ratio | 11.49% | 18.09% (stronger) |
| Problem loans | 0.22% | 0.10% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.12% |
| Return on assets | 2.14% (stronger) | 0.68% |
| Loans ÷ deposits | 88.5% | 61.8% (stronger) |
| Uninsured deposits | 16.9% | 7.6% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
Empower Blue Credit Union has the higher TellerScore (88 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Community Bank leads on 2 and Empower Blue Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.