Side-by-side · Q2 2026 data
Community Bank vs 1st Summit Bank
Metric by metric
| Measure | Community Bank | 1st Summit Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 60 |
| Capital cushion | 49 (stronger) | 36 |
| Loan quality | 90 (stronger) | 85 |
| Earnings | 62 (stronger) | 46 |
| Funding & liquidity | 46 | 66 (stronger) |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 40th | 21st |
| Total assets | $1.7B | $1.5B |
| Deposits / shares | $1.4B | $1.2B |
| Capital ratio | 9.94% (stronger) | 8.61% |
| Problem loans | 0.29% (stronger) | 0.44% |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 1.06% (stronger) | 0.66% |
| Loans ÷ deposits | 84.3% | 77.3% (stronger) |
| Uninsured deposits | 41.5% | 29.8% (stronger) |
| Offices | 12 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.6% | 20.0% |
Community Bank has the higher TellerScore (66 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Community Bank leads on 4 and 1st Summit Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.