Side-by-side · Q2 2026 data
Community Bank vs Western Sun Federal Credit Union
Credit union
Western Sun Federal Credit Union
Broken Arrow, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Community Bank | Western Sun Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 73 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 71 | 76 (stronger) |
| Earnings | 100 (stronger) | 24 |
| Funding & liquidity | 65 | 65 |
| Problem-loan coverage | 84 | 94 (stronger) |
| Peer percentile | 47th | 60th |
| Total assets | $119.1M | $181.5M |
| Deposits / shares | $106.9M | $148.2M |
| Capital ratio | 10.09% | 17.57% (stronger) |
| Problem loans | 0.86% | 0.71% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.69% |
| Return on assets | 2.13% (stronger) | 0.09% |
| Loans ÷ deposits | 90.1% (stronger) | 95.7% |
| Uninsured deposits | 19.8% | 2.7% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.8% |
Western Sun Federal Credit Union has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Community Bank leads on 3 and Western Sun Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.