Side-by-side · Q2 2026 data
Community Bank, National Association vs Flagstar Bank, National Association
Metric by metric
| Measure | Community Bank, National Association | Flagstar Bank, National Association |
|---|---|---|
| TellerScore | 62 (stronger) | 31 |
| Capital cushion | 29 | 47 (stronger) |
| Loan quality | 83 (stronger) | 0 |
| Earnings | 68 (stronger) | 25 |
| Funding & liquidity | 66 (stronger) | 55 |
| Problem-loan coverage | 93 (stronger) | 32 |
| Peer percentile | 35th | 2nd |
| Total assets | $17.4B | $87.7B |
| Deposits / shares | $14.9B | $67.5B |
| Capital ratio | 7.86% | 9.70% (stronger) |
| Problem loans | 0.50% (stronger) | 4.97% |
| Net charge-offs | 0.11% (stronger) | 0.58% |
| Return on assets | 1.19% (stronger) | 0.13% |
| Loans ÷ deposits | 75.3% (stronger) | 89.3% |
| Uninsured deposits | 31.5% | 28.9% (stronger) |
| Offices | 198 | 340 |
| CFPB complaints (3 yrs) | 106 | — |
| Complaints per $1B deposits | 7.1 | — |
| Mortgage denial rate (HMDA) | 18.9% | 35.1% |
Community Bank, National Association has the higher TellerScore (62 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Community Bank, National Association leads on 5 and Flagstar Bank, National Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.