Side-by-side · Q2 2026 data
Community Bank of El Dorado Springs vs Four States Bank
Bank
Community Bank of El Dorado Springs
El Dorado Springs, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Community Bank of El Dorado Springs | Four States Bank |
|---|---|---|
| TellerScore | 98 (stronger) | 76 |
| Capital cushion | 100 | 100 |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 100 (stronger) | 21 |
| Funding & liquidity | 90 (stronger) | 44 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 100th | 64th |
| Total assets | $143.6M | $142.1M |
| Deposits / shares | $120.4M | $114.3M |
| Capital ratio | 16.56% (stronger) | 15.85% |
| Problem loans | 0.09% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.29% (stronger) | 0.03% |
| Loans ÷ deposits | 70.0% (stronger) | 89.5% |
| Uninsured deposits | 10.7% (stronger) | 39.1% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank of El Dorado Springs has the higher TellerScore (98 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of El Dorado Springs leads on 5 and Four States Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.