Side-by-side · Q2 2026 data
Community Bank of Pickens County vs Associated Credit Union
Metric by metric
| Measure | Community Bank of Pickens County | Associated Credit Union |
|---|---|---|
| TellerScore | 73 | 77 (stronger) |
| Capital cushion | 86 (stronger) | 80 |
| Loan quality | 35 | 90 (stronger) |
| Earnings | 100 (stronger) | 49 |
| Funding & liquidity | 69 | 75 (stronger) |
| Problem-loan coverage | 78 | 96 (stronger) |
| Peer percentile | 53rd | 82nd |
| Total assets | $628.6M | $2.5B |
| Deposits / shares | $537.8M | $2.2B |
| Capital ratio | 13.55% (stronger) | 13.03% |
| Problem loans | 1.96% | 0.30% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.54% |
| Return on assets | 2.35% (stronger) | 0.72% |
| Loans ÷ deposits | 90.0% | 84.9% (stronger) |
| Uninsured deposits | 16.2% | 7.3% (stronger) |
| Offices | 2 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 22.1% |
Associated Credit Union has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Pickens County leads on 3 and Associated Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.