Side-by-side · Q2 2026 data
Community Bank of Pickens County vs River City Bank
Metric by metric
| Measure | Community Bank of Pickens County | River City Bank |
|---|---|---|
| TellerScore | 73 | 77 (stronger) |
| Capital cushion | 86 (stronger) | 51 |
| Loan quality | 35 | 100 (stronger) |
| Earnings | 100 (stronger) | 89 |
| Funding & liquidity | 69 (stronger) | 60 |
| Problem-loan coverage | 78 | 100 (stronger) |
| Peer percentile | 53rd | 68th |
| Total assets | $628.6M | $423.4M |
| Deposits / shares | $537.8M | $380.9M |
| Capital ratio | 13.55% (stronger) | 10.15% |
| Problem loans | 1.96% | 0.00% (stronger) |
| Net charge-offs | -0.04% (stronger) | -0.02% |
| Return on assets | 2.35% (stronger) | 1.71% |
| Loans ÷ deposits | 90.0% | 86.2% (stronger) |
| Uninsured deposits | 16.2% (stronger) | 27.7% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 4.1% |
River City Bank has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Pickens County leads on 4 and River City Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.