Side-by-side · Q2 2026 data
Community Bank of the South vs Community Credit Union of Florida
Metric by metric
| Measure | Community Bank of the South | Community Credit Union of Florida |
|---|---|---|
| TellerScore | 67 | 70 (stronger) |
| Capital cushion | 45 | 63 (stronger) |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 54 (stronger) | 40 |
| Funding & liquidity | 50 | 67 (stronger) |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 34th | 58th |
| Total assets | $266.5M | $1.4B |
| Deposits / shares | $242.8M | $1.2B |
| Capital ratio | 9.49% | 11.25% (stronger) |
| Problem loans | 0.00% (stronger) | 0.22% |
| Net charge-offs | 0.00% (stronger) | 0.48% |
| Return on assets | 0.85% (stronger) | 0.50% |
| Loans ÷ deposits | 31.9% (stronger) | 92.7% |
| Uninsured deposits | 64.8% | 16.1% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.3% |
Community Credit Union of Florida has the higher TellerScore (70 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of the South leads on 4 and Community Credit Union of Florida on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.