Side-by-side · Q2 2026 data
Community Bank of the South vs First Colony Bank of Florida
Metric by metric
| Measure | Community Bank of the South | First Colony Bank of Florida |
|---|---|---|
| TellerScore | 67 | 79 (stronger) |
| Capital cushion | 45 | 49 (stronger) |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 54 | 100 (stronger) |
| Funding & liquidity | 50 | 76 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 34th | 75th |
| Total assets | $266.5M | $291.1M |
| Deposits / shares | $242.8M | $262.4M |
| Capital ratio | 9.49% | 9.94% (stronger) |
| Problem loans | 0.00% (stronger) | 0.17% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.85% | 2.07% (stronger) |
| Loans ÷ deposits | 31.9% (stronger) | 75.5% |
| Uninsured deposits | 64.8% | 23.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Colony Bank of Florida has the higher TellerScore (79 vs 67). On the 6 directional measures above (where higher or lower is clearly better), Community Bank of the South leads on 2 and First Colony Bank of Florida on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.