Side-by-side · Q2 2026 data
Community Bank of the South vs Space Coast Credit Union
Metric by metric
| Measure | Community Bank of the South | Space Coast Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 66 |
| Capital cushion | 45 | 64 (stronger) |
| Loan quality | 100 (stronger) | 73 |
| Earnings | 54 (stronger) | 51 |
| Funding & liquidity | 50 | 63 (stronger) |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 34th | 44th |
| Total assets | $266.5M | $9.2B |
| Deposits / shares | $242.8M | $7.8B |
| Capital ratio | 9.49% | 11.41% (stronger) |
| Problem loans | 0.00% (stronger) | 0.80% |
| Net charge-offs | 0.00% (stronger) | 0.77% |
| Return on assets | 0.85% (stronger) | 0.79% |
| Loans ÷ deposits | 31.9% (stronger) | 97.1% |
| Uninsured deposits | 64.8% | 6.9% (stronger) |
| Offices | 3 | 54 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 35.2% |
Community Bank of the South has the higher TellerScore (67 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of the South leads on 5 and Space Coast Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.