Side-by-side · Q2 2026 data
Community Banking Company vs Classic City Bank
Metric by metric
| Measure | Community Banking Company | Classic City Bank |
|---|---|---|
| TellerScore | 77 | 80 (stronger) |
| Capital cushion | 63 (stronger) | 60 |
| Loan quality | 79 | 100 (stronger) |
| Earnings | 86 | 100 (stronger) |
| Funding & liquidity | 80 (stronger) | 48 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 68th | 77th |
| Total assets | $297.3M | $314.3M |
| Deposits / shares | $259.9M | $277.8M |
| Capital ratio | 11.26% (stronger) | 11.04% |
| Problem loans | 0.64% | 0.00% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.66% | 2.11% (stronger) |
| Loans ÷ deposits | 65.8% (stronger) | 72.5% |
| Uninsured deposits | 28.2% (stronger) | 50.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Classic City Bank has the higher TellerScore (80 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Community Banking Company leads on 3 and Classic City Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.