Side-by-side · Q2 2026 data
Community Banking Company vs Five Star Credit Union
Metric by metric
| Measure | Community Banking Company | Five Star Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 72 |
| Capital cushion | 63 | 88 (stronger) |
| Loan quality | 79 (stronger) | 50 |
| Earnings | 86 (stronger) | 63 |
| Funding & liquidity | 80 | 81 (stronger) |
| Problem-loan coverage | 94 (stronger) | 84 |
| Peer percentile | 68th | 66th |
| Total assets | $297.3M | $1.3B |
| Deposits / shares | $259.9M | $1.1B |
| Capital ratio | 11.26% | 13.82% (stronger) |
| Problem loans | 0.64% (stronger) | 1.50% |
| Net charge-offs | 0.06% (stronger) | 0.53% |
| Return on assets | 1.66% (stronger) | 1.09% |
| Loans ÷ deposits | 65.8% (stronger) | 79.2% |
| Uninsured deposits | 28.2% | 11.8% (stronger) |
| Offices | 2 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.7% |
Community Banking Company has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Community Banking Company leads on 5 and Five Star Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ocilla, GA