Side-by-side · Q2 2026 data
Community Banking Company vs United National Bank
Metric by metric
| Measure | Community Banking Company | United National Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 65 |
| Capital cushion | 63 | 98 (stronger) |
| Loan quality | 79 (stronger) | 28 |
| Earnings | 86 (stronger) | 69 |
| Funding & liquidity | 80 (stronger) | 53 |
| Problem-loan coverage | 94 (stronger) | 72 |
| Peer percentile | 68th | 29th |
| Total assets | $297.3M | $308.7M |
| Deposits / shares | $259.9M | $255.9M |
| Capital ratio | 11.26% | 14.77% (stronger) |
| Problem loans | 0.64% (stronger) | 2.15% |
| Net charge-offs | 0.06% | -0.04% (stronger) |
| Return on assets | 1.66% (stronger) | 1.23% |
| Loans ÷ deposits | 65.8% (stronger) | 94.1% |
| Uninsured deposits | 28.2% | 27.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Banking Company has the higher TellerScore (77 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Community Banking Company leads on 4 and United National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.