Side-by-side · Q2 2026 data
Community Choice Credit Union vs Financial Plus Credit Union
Credit union
Community Choice Credit Union
Farmington Hill, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Community Choice Credit Union | Financial Plus Credit Union |
|---|---|---|
| TellerScore | 67 | 72 (stronger) |
| Capital cushion | 45 | 67 (stronger) |
| Loan quality | 75 | 84 (stronger) |
| Earnings | 74 (stronger) | 56 |
| Funding & liquidity | 72 (stronger) | 71 |
| Problem-loan coverage | 87 | 93 (stronger) |
| Peer percentile | 47th | 66th |
| Total assets | $2.1B | $1.7B |
| Deposits / shares | $1.8B | $1.4B |
| Capital ratio | 9.52% | 11.71% (stronger) |
| Problem loans | 0.75% | 0.48% (stronger) |
| Net charge-offs | 0.62% (stronger) | 0.67% |
| Return on assets | 1.35% (stronger) | 0.90% |
| Loans ÷ deposits | 87.3% (stronger) | 89.6% |
| Uninsured deposits | 15.3% | 8.3% (stronger) |
| Offices | 14 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Financial Plus Credit Union has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Community Choice Credit Union leads on 3 and Financial Plus Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.