Side-by-side · Q2 2026 data
Community Commerce Bank vs Inland Valley Federal Credit Union
Credit union
Inland Valley Federal Credit Union
Fontana, California · Under $100 million in assets
Metric by metric
| Measure | Community Commerce Bank | Inland Valley Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 37 |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 51 (stronger) | 29 |
| Funding & liquidity | 61 | 99 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 86th | 30th |
| Total assets | $422.7M | $54.0M |
| Deposits / shares | $317.5M | $49.1M |
| Capital ratio | 15.25% (stronger) | 8.65% |
| Problem loans | 0.00% (stronger) | 0.18% |
| Net charge-offs | 0.02% (stronger) | 0.25% |
| Return on assets | 0.78% (stronger) | 0.23% |
| Loans ÷ deposits | 98.9% | 39.7% (stronger) |
| Uninsured deposits | 13.6% (stronger) | 16.5% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Commerce Bank has the higher TellerScore (84 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Community Commerce Bank leads on 6 and Inland Valley Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.