Side-by-side · Q2 2026 data
Community Credit Union of Florida vs First Commerce Credit Union
Metric by metric
| Measure | Community Credit Union of Florida | First Commerce Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 65 |
| Capital cushion | 63 (stronger) | 51 |
| Loan quality | 93 (stronger) | 83 |
| Earnings | 40 | 47 (stronger) |
| Funding & liquidity | 67 | 68 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 58th | 41st |
| Total assets | $1.4B | $1.2B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 11.25% (stronger) | 10.13% |
| Problem loans | 0.22% (stronger) | 0.50% |
| Net charge-offs | 0.48% | 0.41% (stronger) |
| Return on assets | 0.50% | 0.68% (stronger) |
| Loans ÷ deposits | 92.7% | 92.7% (stronger) |
| Uninsured deposits | 16.1% | 9.2% (stronger) |
| Offices | 8 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.3% | 28.6% |
Community Credit Union of Florida has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Community Credit Union of Florida leads on 3 and First Commerce Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.