Side-by-side · Q2 2026 data
Community Financial Services Bank vs C-Plant Federal Credit Union
Metric by metric
| Measure | Community Financial Services Bank | C-Plant Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 92 (stronger) |
| Capital cushion | 53 | 97 (stronger) |
| Loan quality | 86 | 95 (stronger) |
| Earnings | 61 | 72 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 58th | 97th |
| Total assets | $1.4B | $365.9M |
| Deposits / shares | $1.2B | $310.0M |
| Capital ratio | 10.33% | 14.71% (stronger) |
| Problem loans | 0.42% | 0.16% (stronger) |
| Net charge-offs | 0.23% | 0.06% (stronger) |
| Return on assets | 1.04% | 1.31% (stronger) |
| Loans ÷ deposits | 78.7% | 46.8% (stronger) |
| Uninsured deposits | 21.3% | 8.5% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | — |
C-Plant Federal Credit Union has the higher TellerScore (92 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Community Financial Services Bank leads on 0 and C-Plant Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.