Side-by-side · Q2 2026 data
Community Financial Services Bank vs Edmonton State Bank
Metric by metric
| Measure | Community Financial Services Bank | Edmonton State Bank |
|---|---|---|
| TellerScore | 70 | 82 (stronger) |
| Capital cushion | 53 | 65 (stronger) |
| Loan quality | 86 | 89 (stronger) |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 75 (stronger) | 68 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 58th | 93rd |
| Total assets | $1.4B | $1.2B |
| Deposits / shares | $1.2B | $1.0B |
| Capital ratio | 10.33% | 11.47% (stronger) |
| Problem loans | 0.42% | 0.32% (stronger) |
| Net charge-offs | 0.23% | 0.01% (stronger) |
| Return on assets | 1.04% | 2.44% (stronger) |
| Loans ÷ deposits | 78.7% (stronger) | 91.8% |
| Uninsured deposits | 21.3% | 15.6% (stronger) |
| Offices | 8 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | 15.9% |
Edmonton State Bank has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Community Financial Services Bank leads on 1 and Edmonton State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.