Side-by-side · Q2 2026 data
Community Financial Services Bank vs Forcht Bank, National Association
Metric by metric
| Measure | Community Financial Services Bank | Forcht Bank, National Association |
|---|---|---|
| TellerScore | 70 (stronger) | 66 |
| Capital cushion | 53 (stronger) | 32 |
| Loan quality | 86 | 98 (stronger) |
| Earnings | 61 (stronger) | 50 |
| Funding & liquidity | 75 | 80 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 58th | 40th |
| Total assets | $1.4B | $1.6B |
| Deposits / shares | $1.2B | $1.5B |
| Capital ratio | 10.33% (stronger) | 8.16% |
| Problem loans | 0.42% | 0.05% (stronger) |
| Net charge-offs | 0.23% | 0.01% (stronger) |
| Return on assets | 1.04% (stronger) | 0.74% |
| Loans ÷ deposits | 78.7% | 75.1% (stronger) |
| Uninsured deposits | 21.3% | 19.9% (stronger) |
| Offices | 8 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | — |
Community Financial Services Bank has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Community Financial Services Bank leads on 3 and Forcht Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.