Side-by-side · Q2 2026 data
Community Financial Services Bank vs The Cecilian Bank
Metric by metric
| Measure | Community Financial Services Bank | The Cecilian Bank |
|---|---|---|
| TellerScore | 70 | 77 (stronger) |
| Capital cushion | 53 | 60 (stronger) |
| Loan quality | 86 | 87 (stronger) |
| Earnings | 61 | 87 (stronger) |
| Funding & liquidity | 75 (stronger) | 66 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 58th | 83rd |
| Total assets | $1.4B | $1.6B |
| Deposits / shares | $1.2B | $1.3B |
| Capital ratio | 10.33% | 10.99% (stronger) |
| Problem loans | 0.42% | 0.40% (stronger) |
| Net charge-offs | 0.23% | 0.01% (stronger) |
| Return on assets | 1.04% | 1.67% (stronger) |
| Loans ÷ deposits | 78.7% (stronger) | 79.5% |
| Uninsured deposits | 21.3% (stronger) | 28.6% |
| Offices | 8 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | 11.4% |
The Cecilian Bank has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Community Financial Services Bank leads on 2 and The Cecilian Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.