Side-by-side · Q2 2026 data
Community First Bank vs First National Bank North
Metric by metric
| Measure | Community First Bank | First National Bank North |
|---|---|---|
| TellerScore | 90 (stronger) | 85 |
| Capital cushion | 78 (stronger) | 71 |
| Loan quality | 91 | 92 (stronger) |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 95th | 88th |
| Total assets | $126.5M | $864.3M |
| Deposits / shares | $108.4M | $756.3M |
| Capital ratio | 12.84% (stronger) | 12.14% |
| Problem loans | 0.28% | 0.23% (stronger) |
| Net charge-offs | -0.18% (stronger) | 0.02% |
| Return on assets | 1.84% | 2.54% (stronger) |
| Loans ÷ deposits | 60.5% (stronger) | 84.1% |
| Uninsured deposits | 14.4% (stronger) | 17.1% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community First Bank has the higher TellerScore (90 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Community First Bank leads on 5 and First National Bank North on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.