Side-by-side · Q2 2026 data
Community National Bank & Trust vs Home Savings Bank
Metric by metric
| Measure | Community National Bank & Trust | Home Savings Bank |
|---|---|---|
| TellerScore | 65 | 86 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 73 | 96 (stronger) |
| Earnings | 67 (stronger) | 60 |
| Funding & liquidity | 82 (stronger) | 66 |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 36th | 90th |
| Total assets | $2.5B | $115.1M |
| Deposits / shares | $2.2B | $90.5M |
| Capital ratio | 8.97% | 16.73% (stronger) |
| Problem loans | 0.80% | 0.12% (stronger) |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.17% (stronger) | 1.00% |
| Loans ÷ deposits | 75.9% (stronger) | 79.3% |
| Uninsured deposits | 16.6% (stronger) | 27.9% |
| Offices | 40 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | — |
Home Savings Bank has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Community National Bank & Trust leads on 3 and Home Savings Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Chanute, KS