Side-by-side · Q2 2026 data
Community National Bank vs North Country Federal Credit Union
Credit union
North Country Federal Credit Union
Burlington, Vermont · $1 billion – $10 billion
Metric by metric
| Measure | Community National Bank | North Country Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 59 |
| Capital cushion | 56 (stronger) | 47 |
| Loan quality | 71 (stronger) | 64 |
| Earnings | 83 (stronger) | 53 |
| Funding & liquidity | 53 | 69 (stronger) |
| Problem-loan coverage | 88 (stronger) | 82 |
| Peer percentile | 49th | 22nd |
| Total assets | $1.2B | $1.1B |
| Deposits / shares | $983.4M | $1.0B |
| Capital ratio | 10.63% (stronger) | 9.72% |
| Problem loans | 0.86% (stronger) | 1.09% |
| Net charge-offs | -0.01% (stronger) | 0.43% |
| Return on assets | 1.58% (stronger) | 0.82% |
| Loans ÷ deposits | 97.7% | 91.3% (stronger) |
| Uninsured deposits | 23.4% | 6.3% (stronger) |
| Offices | 12 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community National Bank has the higher TellerScore (68 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Community National Bank leads on 5 and North Country Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Barre, VT
- Lyndonville, VT
- Newport, VT