Side-by-side · Q2 2026 data
Community Resource Federal Credit Union vs Salt City Federal Credit Union
Credit union
Community Resource Federal Credit Union
Latham, New York · $100 million – $1 billion
Metric by metric
| Measure | Community Resource Federal Credit Union | Salt City Federal Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 62 |
| Capital cushion | 71 (stronger) | 40 |
| Loan quality | 72 | 74 (stronger) |
| Earnings | 35 | 45 (stronger) |
| Funding & liquidity | 67 | 92 (stronger) |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 34th | 26th |
| Total assets | $120.3M | $119.1M |
| Deposits / shares | $105.8M | $107.8M |
| Capital ratio | 12.06% (stronger) | 9.01% |
| Problem loans | 0.83% | 0.78% (stronger) |
| Net charge-offs | 0.35% | 0.34% (stronger) |
| Return on assets | 0.37% | 0.62% (stronger) |
| Loans ÷ deposits | 93.7% | 68.0% (stronger) |
| Uninsured deposits | 7.0% | 5.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.2% | — |
Community Resource Federal Credit Union has the higher TellerScore (65 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Community Resource Federal Credit Union leads on 2 and Salt City Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.