Side-by-side · Q2 2026 data
Community Savings Bank vs National Cooperative Bank, N.A.
Metric by metric
| Measure | Community Savings Bank | National Cooperative Bank, N.A. |
|---|---|---|
| TellerScore | 80 (stronger) | 46 |
| Capital cushion | 98 (stronger) | 63 |
| Loan quality | 97 (stronger) | 11 |
| Earnings | 38 | 75 (stronger) |
| Funding & liquidity | 61 (stronger) | 18 |
| Problem-loan coverage | 99 (stronger) | 63 |
| Peer percentile | 77th | 5th |
| Total assets | $119.6M | $4.3B |
| Deposits / shares | $95.0M | $3.6B |
| Capital ratio | 14.76% (stronger) | 11.28% |
| Problem loans | 0.10% (stronger) | 2.67% |
| Net charge-offs | -0.01% (stronger) | 0.02% |
| Return on assets | 0.45% | 1.37% (stronger) |
| Loans ÷ deposits | 96.7% | 95.5% (stronger) |
| Uninsured deposits | 17.7% (stronger) | 56.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.6% |
Community Savings Bank has the higher TellerScore (80 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Community Savings Bank leads on 5 and National Cooperative Bank, N.A. on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.